How To Create An Evening Routine

How To Create An Evening Routine

In general, I would consider myself to be a pretty productive person. Over the past year, I’ve been able to spend time finding new ways to be more productive and streamline certain areas of my life. By far one of the most helpful things I do is create a morning...

Are Balance Transfers A Good Way To Pay Off Debt?

If you have credit card debt then you that over time it just seems to get more expensive. If you have your credit card debt spread across multiple cards, you could be paying a ton of extra interest. Whether you’re looking to put all of your debt in one place, or just...

How To Stay Motivated Throughout The Year

Setting goals for the year might seem simple enough, but achieving those goals isn’t as easy as it sounds. Knowing how you can stay motivated to reach your goals is an essential step in actually achieving your goals. I struggle with remaining motivated, and in the...

Insider Travel Tips: Automobile

Road trips can be a fun way to bond with family and friends and it can also be a less expensive way to travel. Flights for even a single passenger can run over $100 depending on your destination, making driving a frugal alternative. Whenever possible, you should...

Mistakes People Make When Trying To Get Out Of Debt

If you are ready to commit to paying off your debt, this can be a real life changer. Getting out of debt is not just about paying off a few credit cards and calling it a day, it involves changing your financial habits and making smart spending decisions. Paying off...

How To Plan A Successful Day

It feels like days pass in the blink of an eye. One minute we’re turning off the alarm and the next we’re getting the kids rounded up and off to bed. When we set goals, we seem to have this idea in our head of sitting with papers spread across the kitchen table and...

How To Budget When You Have No Savings

It’s so important to put money away for savings regularly. Having money in savings will provide you with a cushion for emergencies and unexpected expenses that may pop up in your budget. Your savings account can also provide you with a way to meet your financial...

The Truth About Debt Reduction Services

There is no such thing as a quick fix when it comes to paying off your debt. However, debt reduction service companies can feel like a dream come true during the tough times. Debt reduction services make a lot of promises from negotiating with creditors, helping you...

Simple Ways To Save On Your Next Family Vacation

When you’re on a tight budget, it can be challenging to think about vacation. Setting a travel budget for your family might be the easiest part of the entire trip, but saving up for it can be a challenge. Going into debt just to take your family on a trip isn’t going...

How To Start Building A Stockpile

Stockpiling isn’t just something you do to prepare for that looming hurricane, it can also help reduce your grocery bill significantly every other month of the year. Ask any TrueCouponer what their secret to saving money is, and they’ll likely tell you...

How To Prepare For Your First Spending Freeze

In the most basic sense, a spending freeze is a period of time in which you don’t spend any money. A spending freeze could be as short as a day or as long as an entire year! There are many variations of the traditional spending freeze, but even just one week of...

How Debt Affects Your Credit Score

Many factors play a big role in your credit score. When it comes to your finances, debt can ruin even the best financial situation. The debt will not just affect your ability to spend, but it will impact your credit score and possibly your ability to borrow money or...

How To Live On Less

There are two types of people who want to live on $2,000 a month, and those are the people who only have $2,000 a month, or who want to live on less by living on $2,000 a month. I’ve been on both ends of the spectrum, so I know what it’s like. It is possible to live...

How To Set Goals That Matter To You

The thrill of the new year might be starting to wear off, and now you might begin to question those New Year’s resolutions you set back in January. Those extra hundreds you were putting into savings might not last much longer, and you might start to feel like the...

How To Plan Your Week To Reach Your Goals

We’ve all used the excuse of “I don’t have enough time” or “Maybe later when I have more time” more often than we care to admit. I’ve been there myself, so I know where you’re coming from. It feels like no matter how we plan our day there is never enough time to...

How To Prioritize Your Debt

Paying off your debt can be a long and tedious journey depending on what kind of debt or how much you have. It can be really easy to lose motivation and feel like giving up, especially when you have other financial goals in mind. This is why it’s so important to make...

How To Start A Stockpile

When most people picture a stockpile, the first thing they think of is extreme couponers with walls of laundry detergent and canned goods. What people don’t imagine is the turmoil they might experience if there was a major storm that left them stuck inside or a job...
How To Coupon With Only A Smartphone

How To Coupon With Only A Smartphone

Couponing has changed so much over the years, and now the options for finding coupons are limitless! Where you were once forced to buy a Sunday paper to find coupons you can now find online and even your smartphone! There are so many rewards programs, ways to stack...
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